Instacart and Mastercard partnered to launch a new embedded offer where eligible US Mastercard® small and medium business credit card holders are eligible for 2 free months of Instacart+ and $20 off their 2nd qualifying order each month.

Terms of the offer

This offer begins on April 1, 2024, and must be redeemed by September 30, 2025.

Qualifying for the offers

To qualify for 2 free months of Instacart+, you must—

  • Have an eligible US Mastercard small and medium business credit card when claiming the offer.
  • Not be an active Instacart+ member.

To qualify for the monthly $20 offer, you must—

  • Redeem the 2 free months of Instacart+ offer using an eligible US Mastercard small and medium business credit card.
  • Place an order with an eligible US Mastercard small and medium business credit card.
  • Remain an active Instacart+ member enrolled with an eligible Mastercard.
  • The $20 coupon applies to a second order paid with an eligible US Mastercard small and medium business credit card.

The $20 off automatically applies at checkout, regardless of other active promotions. Note, the $20 off doesn’t apply to any alcohol or Rx items in your order.

The discount expires at the end of each calendar month in which it was earned if unused.

Redeem the 2 month free Instacart+ offer

To redeem the 2 free months of Instacart+—

  1. Go to instacart.com/mastercard-business.
  2. Select Get Started to create your account or log in.
  3. Add your eligible Mastercard.
  4. Select Activate Now to begin your Instacart+ membership.

Receive the monthly offer

To receive the $20 off monthly offer, you must place your first order with an eligible US Mastercard small and medium business credit card. You’ll receive $20 off automatically to your Instacart account after the order is delivered.

Once you place a second order with an eligible Mastercard, the $20 off automatically applies at checkout. Note, this coupon doesn’t apply to any alcohol or Rx items in your order.

Terms & conditions

Two Months of Complementary Instacart+ Membership: 

This offer for two months free of an Instacart+ membership (the “Instacart+ Offer”) is available to you if you currently have an eligible US Mastercard® small business credit card  and do not have an active Instacart+ membership or previous Instacart+ membership on or after April 1, 2024 (with the exception of certain 14 day free Instacart+ trials offered by Instacart). To redeem this offer, you must add an eligible Mastercard to your Instacart account. Card eligibility will be confirmed when you redeem the offer. This offer expires September 30, 2025. The Instacart+ Offer is valid only once per Instacart account and entitles the primary cardmember to two free months of an Instacart+ membership if eligible. If it is determined you are eligible for the Instacart+ Offer, Instacart+ will automatically be applied to your Instacart account upon offer redemption. BY SUBMITTING TO THIS OFFER, YOU AGREE TO THE INSTACART+ TERMS, AND YOU ACKNOWLEDGE AND AGREE THAT AFTER YOUR TWO MONTH FREE TRIAL ENDS, YOUR MEMBERSHIP WILL AUTOMATICALLY EXPIRE UNLESS YOU CHOOSE TO RENEW YOUR MEMBERSHIP. ONCE YOU DECIDE TO RENEW INTO A PAID INSTACART+ MEMBERSHIP, YOU WILL BE CHARGED $99/YEAR FOR AN ANNUAL INSTACART+ MEMBERSHIP OR $9.99/MONTH FOR A MONTHLY INSTACART+ MEMBERSHIP, WHICH WILL AUTOMATICALLY RENEW FOR THE AGREED UPON MONTHLY OR ANNUAL TERM, AND THE APPLICABLE MEMBERSHIP FEE WILL BE AUTOMATICALLY CHARGED TO YOU AT THE TIME OF RENEWAL TO ANY PAYMENT METHOD YOU HAVE ON FILE UNTIL YOU CANCEL. Subscription prices are subject to change. Other fees, taxes and/or tips may apply. You may cancel your subscription on the Your Instacart+ Membership page by clicking “Cancel Membership”. You may cancel your annual Instacart+ membership within the first five (5) calendar days of your paid Instacart+ membership term and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you cancel at any other time, you will not receive a refund, but you can continue to enjoy the benefits of your Instacart+ membership through the end of your paid membership term. Instacart+ terms apply. With Instacart+, the delivery fee will not be charged on orders over $35 per retailer (fees, taxes, and/or tips may still apply); delivery subject to availability. Credit back terms apply. Family Account terms apply. Instacart is not a retailer or seller. Instacart and/or certain retailers may not be available in all zip or post codes. This offer is nontransferable. Only one account can redeem this offer per eligible Mastercard (excludes purchases made using Apple Pay, PayPal and other forms of digital wallets as payment method). 

$20 Instacart Offer:

When you redeem the Instacart+ Offer, users are eligible to receive a $20 Instacart coupon per month (“$20 Mastercard Offer”). You must have an active Instacart+ membership through the Instacart+ Offer and renew your Instacart+ membership with an eligible US Mastercard® small business credit card upon completion of your trial to continue receiving the $20 Mastercard Offer each month. If you remain eligible, the $20 Mastercard Offer is available once per month until the offer expires on September 30, 2025. The coupon will automatically apply to your second qualifying order each month. To qualify each month, you must (i) complete two Instacart orders, with a $10 minimum amount per order at one retailer (excluding any fees, taxes or tips), within that same month paying with an eligible card (excludes purchases made using Apple Pay, PayPal and other forms of digital wallets or PayPal as payment method) and (ii) complete both orders while you are an Instacart+ member. The coupon will not apply to service fees, handling fees, delivery fees, other fees, taxes, and/or tips. Coupons earned expire in the same month it is earned if not fully used. This offer is subject to the Instacart Terms of Service and cannot be used to purchase alcohol products, gift cards, or prescriptions. This offer is valid only in the United States and can only be used with one Instacart account. This offer may not be sold, copied, modified, or transferred, reloaded, or redeemed for cash, except to the extent required by law. This offer has no cash value. Instacart reserves the right to void offers (including any component thereof), close customer accounts, and bill alternative forms of payment if Instacart suspects that an offer is obtained, used, or applied to an Instacart account fraudulently, unlawfully, or otherwise in violation of these terms and Instacart’s Terms of Service. Instacart is not a retailer or seller. Instacart services may not be available in all zip codes. Void where restricted or prohibited by law. This offer is issued by Maplebear Inc. dba Instacart. Mastercard is not the sponsor of this offer and is not responsible for providing the Instacart services.